I. Foreword and Terms and Conditions
1. This privacy policy is to protect your instructions regarding the platform's policies and principles regarding the collection, use, disclosure and sharing of your personal information when you access or use the ChipPay services and the platform in any way, including but not limited to through any equipment or services provided by any third party. You agree to the policies and principles described in this privacy policy and the terms of use, and you will be deemed to have accepted this privacy policy and any revisions, changes or updates to this privacy policy, even if revised, changed or updated, if you do not cease, or if you continue to access or use any of the ChipPay services or the Platform.
2. You may decide in your sole discretion whether to provide us with your personal information and you may also decide in your sole discretion whether to exercise your rights under this privacy policy with respect to the protection of your personal information. Please note, however, that if you decide not to provide us with your personal information, we may not be able to continue to provide you with the ChipPay services and the platform, so please understand.
II.Personal Information Collection and Processing
1. When you register or access the ChipPay services and the platform, ChipPay collects and processes your personal information and may collect, use and process it, including but not limited to the following categories.
(1) Personal Information Provided by Users: In order to register for a ChipPay account to use the ChipPay services and the platform, you will provide your personal information such as name, address, phone number, email address, date of birth, ID number and bank account information, financial status, etc. ChipPay will take appropriate actions and procedures in response to the personal information you provide.
(2) Automatic Collection of User Information: When you access or use the ChipPay Services and the Platform over the Internet, we may automatically receive and record information sent to us from your computer, cell phone or other communication device, such information includes, but is not limited to, your IP location, web page logs and data requested by the user, etc
(3) ChipPay will continue to collect your personal information until ChipPay ceases to provide the services and the platform, or until you contact us through the contact channels provided in this privacy policy and specifically request that ChipPay cease collecting your personal information in accordance with the provisions of this privacy policy. Please note that we may not be able to continue to provide the ChipPay services and the platform to you in such circumstances.
2. When you access or use the ChipPay services and the platform, ChipPay will collect and store your personal information. Your personal information may be stored outside of your jurisdiction and may change depending on the service provider used by ChipPay. In such cases, the government, courts, law enforcement agencies or regulatory bodies in the location of the data address may obtain your personal information in accordance with the laws of that location. Please be aware that the privacy standards for that data location may be lower than the privacy standards of the jurisdiction in which you are located.
III.The use and processing of personal data
1. ChipPay may collect or process your personal information for one or more of the specific purposes described above, and may further use your personal information to the extent necessary. However, the use of your personal information for purposes other than the specified purpose is permitted under one of the following circumstances.
(1) Expressly provided by law;
(2) Necessary to promote the public interest;
(3) To prevent danger to the life, body, liberty or property of the person concerned;
(4) To prevent significant harm to the rights and interests of others;
(5) When necessary for statistical or academic research in the public interest by a public agency or academic research institution, and the information is processed by the provider or the collector is unable to identify a specific subject by the way it is disclosed;
(6) With the consent of the subject;
(7) In the interest of the subject's rights and interests.
ChipPay will continue to use your personal information until ChipPay ceases to provide the services and the platform, or you may contact us through the contact channels provided in this privacy policy and specifically request that we stop using your personal information, in which case we may not be able to continue to provide the ChipPay services and the platform to you.
2. ChipPay may process and use your personal information to verify your identity, to verify your access to or use of the ChipPay services and the site, to expedite the flow of your orders, to perform transactions between you and other users, to develop, enhance and market the ChipPay services, to provide the ChipPay services to you, to process bills and collect fees, or to enforce contracts between you and ChipPay, or to verify your identity, or to ensure the functionality and security of the ChipPay services and the site.
3. ChipPay may process and use your personal information, content and/or feedback to comply with applicable legal requirements, including, but not limited to, anti-money laundering and anti-finance, or as necessary to enforce your contract with ChipPay. ChipPay reserves the right to retain and share some personal information in order to comply with relevant legal requirements and our agreements and contracts with partners and third parties.
IV.Third-party analysis and advertisement
1. In order to develop or improve the ChipPay services and the site, ChipPay may engage third-party service providers such third party service providers may also use cookies and similar technologies to collect similar information about your use of the ChipPay services and the site. ChipPay will not provide any information that personally identifies you to these third party service providers without your consent. Please be aware, however, that ChipPay has no control over how such third-party service providers use such technologies and that their use of such technologies is governed by the privacy policies of such third-party service providers and is not governed by this privacy policy.
2. ChipPay may place advertisements on the websites of third-party service providers, in which case the ad service or network will automatically receive the IP address of the third-party ad service or network provider that you have allowed on the ChipPay service and the platform. They may also use other technologies to evaluate the effectiveness of their advertisements and to customize the content of their advertisements. If an ad service or network provider asks ChipPay to display an ad to a specific audience and you respond to that ad, that ad service or network provider may determine that you fit the audience they are trying to reach.
3. ChipPay does not respond to "do not track" signals, and we have no control over whether third parties will respond to such signals.
V. Sharing and Disclosure of Personal Information
When ChipPay collects, processes or uses your personal information, ChipPay will not arbitrarily share, transfer, sell or rent, etc. or otherwise disclose your personal information to third parties unless
(1) Your consent.
(2) Based on reasonable judgment, ChipPay shares or discloses your personal data with important third parties, including but not limited to ChipPay and its affiliated companies, cooperative banks and their appointed third-party service providers, telecommunications companies and other service providers to facilitate your access to or use of ChipPay services and this platform, to strengthen our KYC verification procedures to prevent fraud, and to assist ChipPay in complying with laws and implementing policies related to preventing money laundering and combating terrorism.
(3) If you do not agree to share or disclose your personal data to the above-mentioned service providers, please contact us according to the contact channels in this privacy policy. In this case, ChipPay may not be able to continue to provide you with services and services. this platform.
(4) The competent authority with jurisdiction.
If ChipPay is required by competent authorities of jurisdiction to provide your personal data, we may cooperate with it.
(5) Mergers and acquisitions.
When ChipPay decides to sell, buy or merge with a third party, we may share, transfer or disclose your personal data to that third party.
VI. Information protection measures
1. ChipPay uses reasonable technical and information security measures to provide appropriate protection for your personal information against disclosure or unauthorized access, and to avoid such risks in the process of providing personal information. Please be aware that ChipPay cannot guarantee that the personal information you provide or that we automatically collect will not be accessed, disclosed, altered or destroyed by hackers or any computer expert attack.
2. Unless required or permitted by law to retain it for a longer period, ChipPay will retain your personal information for the period necessary to achieve the purposes set out in this privacy policy.
VII. Protection of personal data and related rights
1. You may exercise or request the following rights from ChipPay as provided in this section.
(1) Make inquiries or requests for access.
(2) Request a copy.
(3) Request a supplement or correction.
(4) Request to stop collecting, processing or utilizing.
(5) Request deletion.
2. If you request ChipPay to inquire, view or make copies according to the above rights, ChipPay shall determine whether to agree to the request within 10 days from the date of your request, except in one of the following situations:
(1) Interferes with national security, diplomatic and military secrets, general economic interests or other vital national interests.
(2) Interferes with the performance of the official duties of the public authorities.
(3) Interferes with the vital interests of the collecting agency or a third party.
If necessary, the ten-day period may be extended for a further period not to exceed ten days and you will be notified in writing (electronically or in paper form) of the reason for the extension. We may also charge a procedural fee for inquiries, requests for access or copies of personal information.
3. If you request to supplement and correct your personal information collected by ChipPay in accordance with the above rights, ChipPay shall determine whether it agrees to such request within 30 days of the date of receipt of your request, unless there is a dispute as to the accuracy of your personal information. If necessary, the thirty-day period may be extended for a further period not to exceed thirty days, and you will be notified in writing (electronically or in paper form) of the reason for the extension.
4. The ChipPay service and the platform are not applicable to minors. We will not specifically collect personal data of minors. If we later learn that we have collected personal data of minors, we will take reasonable measures to delete the information as soon as possible.
5. You can exercise the above rights by contacting us through the contact information mentioned in this privacy policy in accordance with relevant laws. In some cases, such as deleting or stopping the processing or use of your personal data, it means that we may not be able to continue to provide you with ChipPay services and the platform.
VIII. Additions and amendments
1. The ChipPay Service and the platform contain links to other websites or online resources. This privacy policy covers only the privacy settings of ChipPay and does not cover the privacy settings of other websites or online resources. Please note that ChipPay is not responsible for the privacy policies and/or privacy settings of other websites or online resources. If you link to any other websites or online resources, you should review the privacy policies of those websites or online resources, as your interactions with them are governed by their privacy policies and practices.
2. ChipPay reserves the right to amend this privacy policy at any time without notice. When ChipPay modifies this privacy policy, the latest revised version will be posted on www.chippay.com , or in any other manner ChipPay deems appropriate. By continuing to access or use the ChipPay services and the platform after ChipPay posts the changes on ChipPay's website, you are deemed to have agreed to and expressly acknowledged that you are bound by the revised privacy policy. ChipPay may ask you to re-confirm and re-accept any material changes to this privacy policy. If you are unable to accept the revised privacy policy, you must cease using the ChipPay services and the platform.
IX.Language
The privacy policy is written in Chinese. This privacy policy, if translated into any language, is for convenience only and should not be used to interpret or apply this Privacy Policy. The English translation of this privacy policy is for reference purposes only. In the event of any inconsistency, the Chinese version shall prevail.
X.Contact us
If you have any questions about this privacy policy, please contact us through cs@chippay.com.